because it is your money and that of your customers that are at stake. SECURITY to us means more than just a secure data centre. Payments must be handled in a reliably secure manner at any time both for you and your customers.

It is for this reason that ExperCash does not process the payment data in the trader's online shop system. This therefore significantly reduces the risk of your customers' data being abused.

Data theft over the Internet is increasing more and more. VISA and MasterCard are therefore advocating more data security to reduce theft and credit card abuse. To provide a uniform procedure when implementing security requirements, VISA and MasterCard have agreed on a common standard: the "Payment Card Industry (PCI) Data Security Standard". The PCI applies to the entire card payment industry and requires organizational and technical security certification for all shops that store credit card data. Non-certified companies may, in the event of data theft, be held liable for any damage incurred. Traders who use the ExperCash iFrame or pop-up technology do not need to be certified in accordance with PCI, thereby saving around €2,000 a year.

View PCI DSS certificate.

3-D Secure provides additional security when using Visa or MasterCard to make payments. VISA's procedure is called Verified by VISA, while MasterCard's is called MasterCard Secure Code.

3-D Secure enables you to significantly reduce the risk of fraud and the loss of payments due to card abuse. And your customers are protected from abuse of their credit card number, because they confirm their identity before payment by, for example, entering a code. The code is checked online by the card holder's local bank.

ExperCash has been certified for 3-D Secure technology by both card companies for a number of years.